The Story of Adam and Bob

A video from the Financial Conduct Authority (FCA) very briefly and powerfully showed how easy it was to fall victim to a pension scam.

The video featured a man named Bob, who is 57, and lives with his wife Cathy. The couple had two children and five grandchildren. Bob had worked for 40 years but suspected his pension wasn’t going to be enough for his retirement.

He then received a phone call out of the blue from a man I have named "Adam", offering him a free pension review. Bob was enthusiastic.

Bob stated: “He knew me by name and spoke professionally about investments. He seemed like a really decent guy.”

Adam then disappeared with all of Bob’s pension savings.

Adam is shown enjoying a nice expensive vacation while Bob is seen to be sad and depressed, having to live a very frugal retirement as he now only has a small state pension to exist on.

The FCA's message was "Don’t let a scammer enjoy your retirement – find out how pension scams work, how to avoid them and what to do if you suspect a scam." i.e. Don't be Bob.

The real moral of the story is don't be Bob, be Adam. Be the winner not the loser. In a lawless society it's eat or be eaten, and just being "good" means you get eaten. In a world of rats, you have to be a rat. If you can steal and get away with it then other people will be stealing, and if you don't you will just lose out.

Sign the Petition for Bob to get his pension back: https://www.change.org/p/give-bob-the-builder-a-decent-pension via @UKChange #bobthebuilder #ukpensions

More information can be found in the Book of Laws:
https://bookoflaws.weebly.com/

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